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Fully Compliant CKYC API Integrated Platform Solution!

CKYC Integration Application Software Vendor Solutions | iSolve CKYC Compliance Management

What is CKYC & How it Works?

Central Know Your Customer (CKYC) is an initiative of the India Government where a centralized registry of KYC records of customers in the financial sector is maintained. The objective of the initiative is to have a structure in place that allows investors to complete their KYC only once, thereby reducing the burden of producing KYC documents every time a new investment is made with various entities.

It works by uploading customers/individual’s KYC data and images into the CKYC-R through the financial institution and retrieving the unique 14 digit CKYC number. A CKYC automated solution that assists the financial institution in meeting the Guidelines and prerequisites of CERSAI, RBI, IRDA, and PFRDA rules.

iSolve CKYC software solution isn’t simply used to upload CKYC documents; its unique CKYC framework ensures a start to finish measure at the board of the whole CKYC flow. With simple APIs or file transfers, it effectively incorporates with any heritage information base framework or back-office arrangement of the establishment. The registry for Central KYC or CKYC is CERSAI; which is responsible for keeping the information records for each KYC that is conveyed.

14 digit CKYC number linked with ID proof

Data stored in an encrypted format

Submitted documents are verified with issuers

All financial institutions will be notified when there is a change in KYC details

iSolve CKYC Platform Helps You Go

CKYC solution providers India

Features of iSolve CKYC Platform Solution

Automated bulk KYC upload/download

  • Scheduling bulk upload/download activities using Straight Through Processing method- (STP) onto the CERSAI CKYC application
  • Interface with an FI’s KYC data repository and convert the proprietary data into the CERSAI’s bulk upload format

CKYCR API Integration

  • Fully automated system compliant with central KYC registry guidelines & norms
  • Seamless API integration of FIs core data system to CERSAI CKYCR for intelligent search & download of customer info

API-based search & download solution

  • White-listing of Internet protocol (IP) address for both an FI and the CERSAI
  • Search look-up through API to check whether the required CKYC is present in CERSAI database or not
  • Request for search/download of client KYC from an FI
  • Auto response generation of customer details for the request initiated by FI

Update of KYC record

  • Built-In Data Management System (DMS) for archival & retrieval of customer history data
  • Automated SFTP (Secure File Transfer Protocol) customer data capture
  • Intelligent process to identify multiple official valid documents (OVD’s) of a single customer on parameters like Date of Birth, PAN Number, Aadhaar Card, Driving License, Voter Card, etc

Checker/Maker Functionality

  • Fully automated Checker/Maker functionality
  • Identification of De-duping of the customer at the time of on-boarding

User Interface

  • API / Cloud / Web services which can be interfaced with multiple back offices simultaneously

Analytics & Insights

  • Region Wise/Branch wise analytics of pending, uploading, and even uploaded CKYCR data
  • Real-time MIS Dashboard, duly displaying the details of accounts opened, uploaded, approved, rejected daily
  • Comprehensive insights with probable match, New Customer, Notification Management and Replicate Modification etc

Why iSolve for CKYC Integration

Seamless BFSI Platform Integration

Hassle-free APIs integration with zero disruptions on existing banking/financial system

Intelligent Automation Process

Complete CKYC automation life cycle with zero manual intervention enhancing overall business productivity

Highly Customizable

Customization can be done based on your requirements from start to finish

Detailed Dashboards

100% visibility of all your processes; detailed reports

Who Can Benefit?

  • Public Sector Banks
  • Private Banks
  • Foreign Banks
  • Co-Operative Banks
  • Regional Rural Banks
  • Local Area Banks
  • Factoring Companies (Private)
  • Factoring Companies (Public)
  • Asset Reconstruction Companies
  • Financial Institutions
  • Housing Finance Companies
  • Security Trustee
  • NBFCS - Accepting Public Deposits
  • NBFCS - Not Accepting Public Deposits
  • NBFC
  • Asset Management Companies
  • Microfinance
  • e-Wallet digital banks
  • Digital Payment Companies
  • Digital Lending Companies

Technology Features

iSolve CKYC Application Software Features

Various types of CBS integration - Automation

Integrate with Multiple CBS to manage CKYC

SFTP Storage security

CERSAI communication via SFTP for upload & download of customer documents with zero data breach

Image optimization – Automation

Auto optimization of images on CERSAI parameters

Our Digital KYC Application Services

CERSAI CKYCR API Integration Application Software Solutions for Banks & Financial Institutes

CKYC Integration for Banks & Individuals

Fully compliant and automated CKYCR integration application software
for banks, insurance & other financial reporting entities.

CERSAI CKYCR Integration Application Software for Legal Entities (LEs)

CKYC Integration for Legal Entities

Web/Cloud based CKYCR api integration application platform
for SME, MSME & other corporate loan lenders.

Video-KYC Software Solutions (VKYC) for Financial Services

VKYC for Digital Customer Onboarding

Enterprise-grade digital video-kyc application software solutions
for financial services with automated identity verification system.

Aadhaar EKYC Integration Application Software for NBFC’s & Fintech

Aadhaar e-KYC Integration for NBFC’s

Simplify your investors & customers account opening with
our intelligent Aadhaar based e-KYC api integration.

Proud Users

IDBI Bank
manapuram
Tamilnad Mercantile Bank
LVB -DBS
citi bank
Future generali
ABN-Amro
Chola
Karur Vysya Bank
Payu

One-stop Solution for Your CKYC Compliance Needs!

Frequently Asked Questions

As per RBI guidelines, know your customer (KYC) and identity management for legal entities has been mandated from April 1st 2021. REs should upload LEs KYC data for accounts opened on or after April 1, 2021, on to CKYCR in terms of Rule 9 (1A) of the PML Rules.

Yes there is a separate KYC application form for verification of Legal Entity account holder. The updated form is available in CERSAI portal.

CKYC API Integration is a cloud based application which connects with central KYC records registry to send/receive requests and responses for customer KYC verification and identification.

The public authority of India set up CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest of India) and has approved it to play out the elements of a Central KYC Registry, where it gets, stores, protects and recovers the KYC records in a digitalized format.

CKYC stands for Central Know Your Customer is initiated by the Government of India under which an enrolled customer is given a unique CKYC number that is valid and used across the BFSI sectors like banking, insurance, mutual funds, provident funds, and other services. This is exceptionally helpful as the consumer doesn't need to enlist himself independently with each other financial institution he cooperates with.

Need to submit the below set of documents while submitting a Central KYC form:

  • Filled & signed the CKYC application form
  • Identity Proof (Self-attested copy)
  • Residency Proof(Self-attested copy)
  • One photograph.