CKYC API Integration Software Solution for BFSI!

Integrate with the records of the Central KYC Registry to ensure that your customers are CERSAI CKYC compliant.

  • Automated Upload/Download of KYC Records
  • API-based Search & Download
  • Built-in Data Management System
  • Intelligent ICR/OCR Data Extraction
  • Checker/Maker & De-duping Functionality
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    CKYC API Integration Software Solution for BFSI!

    Integrate with the Central KYC Registry records to make your customer accounts fully compliant!

    • Automated Upload/Download of KYC Records
    • API-based Search & Download
    • Built-in Data Management System
    • Intelligent ICR/OCR Data Extraction 
    • Checker/Maker & De-duping Functionality
    Book Demo
    See Plans

    Let's Talk

    Register for Free Demo

      What is CKYC API Integration Software & How it Works?

      Central Know Your Customer (CKYC) is an initiative of the India Government where a centralized registry of KYC records of customers in the financial sector is maintained. Central Registry of Securitization Asset Reconstruction and Security Interest of India (CERSAI) is introduced to centralize and digitize customer KYC documents to reduce repeated KYC verification.

      It works by uploading customers/individual’s KYC data and images into the CKYC-R through the financial institution and retrieving the unique 14 digit CKYC number. A CKYC automated solution that assists the financial institution in meeting the Guidelines and prerequisites of CERSAI, RBI, IRDA, and PFRDA rules.

      iSolve CKYC software solution isn’t simply used to upload CKYC documents; its unique CKYC framework ensures a start to finish measure at the board of the whole CKYC flow. With simple APIs or file transfers, it effectively incorporates with any heritage information base framework or back-office arrangement of the establishment. The registry for Central KYC or CKYC is CERSAI; which is responsible for keeping the information records for each KYC that is conveyed.

      14 digit CKYC number linked with ID proof
      Data stored in an encrypted format
      Submitted documents are verified with issuers
      All financial institutions will be notified when there is a change in KYC details

      iSolve CKYC Platform Helps You Go

      CKYC solution providers India

      Features of iSolve CKYC API Integration Solution

      Automated bulk KYC upload/download

      • Scheduling bulk upload/download activities using Straight Through Processing method- (STP) onto the CERSAI CKYC application
      • Interface with an FI’s KYC data repository and convert the proprietary data into the CERSAI’s bulk upload format

      CKYCR API Integration

      • Fully automated system compliant with central KYC registry guidelines & norms
      • Seamless API integration of FIs core data system to CERSAI CKYCR for intelligent search & download of customer info

      API-based search & download solution

      • White-listing of Internet protocol (IP) address for both an FI and the CERSAI
      • Search look-up through API to check whether the required CKYC is present in CERSAI database or not
      • Request for search/download of client KYC from an FI
      • Auto response generation of customer details for the request initiated by FI

      Update of KYC record

      • Built-In Data Management System (DMS) for archival & retrieval of customer history data
      • Automated SFTP (Secure File Transfer Protocol) customer data capture
      • Intelligent process to identify multiple official valid documents (OVD’s) of a single customer on parameters like Date of Birth, PAN Number, Aadhaar Card, Driving License, Voter Card, etc

      Checker/Maker Functionality

      • Fully automated Checker/Maker functionality
      • Identification of De-duping of the customer at the time of on-boarding

      User Interface

      • API / Cloud / Web services which can be interfaced with multiple back offices simultaneously

      Analytics & Insights

      • Region Wise/Branch wise analytics of pending, uploading, and even uploaded CKYCR data
      • Real-time MIS Dashboard, duly displaying the details of accounts opened, uploaded, approved, rejected daily
      • Comprehensive insights with probable match, New Customer, Notification Management and Replicate Modification etc

      Make Your Customer Accounts CKYC Compliant!

      Seamless BFSI Platform Integration

      Hassle-free APIs integration with zero disruptions on existing banking/financial system

      Intelligent Automation Process

      Complete CKYC automation life cycle with zero manual intervention enhancing overall business productivity

      Highly Customizable

      Customization can be done based on your requirements from start to finish

      Detailed Dashboards

      100% visibility of all your processes; detailed reports

      Who Can Benefit?

      • Public Sector Banks
      • Private Banks
      • Foreign Banks
      • Co-Operative Banks
      • Regional Rural Banks
      • Local Area Banks
      • Factoring Companies (Private)
      • Factoring Companies (Public)
      • Asset Reconstruction Companies
      • Financial Institutions
      • Housing Finance Companies
      • Security Trustee
      • NBFCS - Accepting Public Deposits
      • NBFCS - Not Accepting Public Deposits
      • NBFC
      • Asset Management Companies
      • Microfinance
      • e-Wallet digital banks
      • Digital Payment Companies
      • Digital Lending Companies

      iSolve CKYC Technology Features

      CKYC Integration Application Software Vendor Solutions | iSolve CKYC Compliance Management
      Various types of CBS integration - Automation

      Integrate with Multiple CBS to manage CKYC

      SFTP Storage security

      CERSAI communication via SFTP for upload & download of customer documents with zero data breach

      Image optimization – Automation

      Auto optimization of images on CERSAI parameters

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      Proud Users

      iSolve Business Association with IDBI
      iSolve Business Association with Pay mana
      iSolve Business Association with Poonawalla
      iSolve Business Association with TMB
      iSolve Business Association with DBS
      iSolve Business Association with Veritas
      iSolve Business Association with citi
      iSolve Business Association with Futute-genaralli
      iSolve Business Association with Max Value
      iSolve Business Association with Chola
      iSolve Business Association with Pay
      iSolve Business Association with Magma
      iSolve Business Association with KVB
      iSolve Business Association with ABN-AMRO
      iSolve Business Association with TNPF

      Our Digital KYC Compliance Solutions

      CKYC API Integration for Regulated Entities

      Fully compliant and automated CKYCR integration application software for banks, insurance & other financial reporting entities.

      Know More

      CKYC API Integration for Legal Entities

      Web/Cloud based CKYCR api integration application platform for SME, MSME & other corporate loan lenders.

      Know More

      Video KYC API Integration Solution

      Enterprise-grade digital video-kyc application software solutions for financial services with automated identity verification system.

      Know More

      Aadhaar eKYC Integration Solution

      Simplify your customer's KYC Verification and Authentication with our intelligent Aadhaar-based eKYC API integration.

      Know More

      Aadhaar Masking API Solution

      Protect user privacy and ensure UIDAI compliance using cutting-edge computer vision and OCR automation to identify and mask Aadhaar numbers in real time.

      Know More

      Frequently Asked Questions

      As per RBI guidelines, know your customer (KYC) and identity management for legal entities has been mandated from April 1st 2021. REs should upload LEs KYC data for accounts opened on or after April 1, 2021, on to CKYCR in terms of Rule 9 (1A) of the PML Rules.

      Yes there is a separate KYC application form for verification of Legal Entity account holder. The updated form is available in CERSAI portal.

      CKYC API Integration is a cloud based application which connects with central KYC records registry to send/receive requests and responses for customer KYC verification and identification.

      The public authority of India set up CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest of India) and has approved it to play out the elements of a Central KYC Registry, where it gets, stores, protects and recovers the KYC records in a digitalized format.

      CKYC stands for Central Know Your Customer is initiated by the Government of India under which an enrolled customer is given a unique CKYC number that is valid and used across the BFSI sectors like banking, insurance, mutual funds, provident funds, and other services. This is exceptionally helpful as the consumer doesn't need to enlist himself independently with each other financial institution he cooperates with.

      Need to submit the below set of documents while submitting a Central KYC form:

      • Filled & signed the CKYC application form
      • Identity Proof (Self-attested copy)
      • Residency Proof(Self-attested copy)
      • One photograph.

        • Reporting entities that are CKYC-registered have the option to integrate with CKYC via APIs.
        • APIs enable the retrieval and search of KYC records in real time.
        • Facilitates a streamlined Know Your Customer (KYC) experience, particularly when initiating a digital account.
        • During the account opening procedure, reporting entities with subsidiaries in multiple regions may utilise CKYC search and download APIs for Know Your Customer (KYC) purposes.