Aadhaar masking regulations are managed by UIDAI which is overseen by RBI, IRDAI, TRAI, and SEBI. In May 2019, RBI modified the master directive for KYC guidelines for regulated entities. As per the guidelines, all regulated entities, regardless of industry type or business size, must mask the first eight digits of a customer's Aadhaar number & QR code before storage. RBI has also permitted entities to utilize AI and automation technology to mask Aadhaar in minimal time.

As per UIDAI, Aadhaar masking refers to masking or redacting the first eight digits of the Aadhaar number – in physical or digital form. This allows organizations to store Aadhaar information without violating the privacy of Aadhaar cardholders.

No. As per regulations, the full Aadhaar number cannot be stored in any downstream systems or databases. But, regulated entities with a specialized Aadhaar Vault system can store the full Aadhaar Number in the vault and employ a surrogate number. Also, Aadhaar numbers, either in encrypted form or masked form, should not be stored in any other storage except the Aadhaar Data vault.

We support PDF, JPG, PNG, TIFF, BMP, BASE 64, single or multiple pages, and rotated images. We accept e-Aadhaar, full leaflet, scanned copy, and a form with printed aadhaar number. Additionally, we enable masking of images captured as photocopies, color or grayscale images, front and back images on the same page, and images of any quality, so long as an Aadhaar number is visible to mask.

Yes, As per the new directives by the RBI, a masked Aadhaar Card is a valid document and can be submitted to the bank while opening a bank account.