PlatformsDigitize & Streamline Lending — From Application to Disbursement
iStart’s Loan Origination System (LOS) Platform helps banks & NBFCs accelerate loan processing with compliance-first automation and a customer-centric experience.
Trusted by Leading Banks, NBFCs & Insurance Providers
Why Banks & Financial Institutions Choose iStart LOS
A single platform to digitize lending journeys across Retail, SME, Corporate, and Agri Lending.
Multi-Channel Loan Capture
Branch, Web, Mobile, DSA, Partner, API
Smart Identity Verification
Aadhaar eKYC, CKYC, PAN, GST, OVD integrations
Automated Credit Bureau Pulls
CIBIL, Experian, CRIF, Equifax
Configurable Credit Rules Engine
Automated policy-based decisioning
Document OCR & Auto-Extraction
Faster financial & OVD data capture
Fraud & De-Dupe Checks
Detect duplication via internal & external data
Automated Underwriting Workflows
Role-based, exception handling
Digital Agreement Execution
eSign, eStamping, Consent
Collateral & Valuation Management
For secured loans
Built for Speed, Compliance, and Scalability
Deliver loans faster while staying 100% compliant with RBI, UIDAI, and regulatory norms.
100% Compliance
UIDAI, RBI, SEBI, IRDAI,
CERSAI ready.
Scalable Platform
Expand across multiple
loan products & volumes.
Faster Turnaround
Reduce loan approval
cycles from days to
minutes.
End to End Loan Origination Journey with iStart LOS
A streamlined, compliance-first lending lifecycle
Loan Application Capture
Customer applies via Branch / Web /
Mobile / API.
01
Identity Verification & KYC
Aadhaar eKYC, CKYC, PAN, OVD, GST.
02
Credit Bureau & Risk Scoring
Automated CIBIL / Experian /
CRIF pulls.
03
Document Upload & OCR
Auto-extracts & validates financial
data.
06
Fraud & De-Dupe Checks
Prevents duplication / identity fraud.
05
Underwriting & Approvals
Configurable workflows + rule engine.
04
Agreement Execution
eSign, eStamping, Digital Consent.
07
Disbursement & Repayment Setup
CBS & payment gateway integration.
08
Analytics & Monitoring
SLA tracking, portfolio
performance dashboards.
09
Capture
Import from email, Drive, Outlook, scanners, APIs.
01
AI Extraction & OCR
Extract structured data, validate formats, auto-classify.
02
Index & Store
Smart metadata tagging, classification & encrypted storage.
03
Workflow & Approval
Send for review, e-signatures, and multi-level approvals.
04
Version Control & Audit Logs
Full change history with user stamps & document versions.
05
Access, Report, Archive
Enable search, track KPIs, and archive with retention rules.
06
Trusted Across Loan Products & Segments
LOS powers lending for Retail, SME, Corporate & Agri finance.
- Personal Loans
- Home Loans
- Vehicle Loans
- MSME/Business Loans
- Agri Loans
- CASA-linked Loans
Real Time Insights. Better Portfolio Control.
Gain visibility into SLAs, TATs, portfolio risks, and operational efficiency with advanced dashboards.
- SLA & Turnaround Time monitoring
- Portfolio risk analysis
- Operational efficiency insights
- Business intelligence tools
Ready to Transform Your
Lending Journey?
Digitize, automate, and scale your loan origination with iStart LOS.
Ready to Transform Your
Lending Journey?
Digitize, automate, and scale your loan origination with iStart LOS.
